What is Medicare Insurance?
And why you need itMedicare is a federal health insurance program, created over fifty years ago. Medicare can meet the needs of those aged 65 and over, regardless of health status, medical history, or income. Today, this program plays a crucial role in providing health and financial security to millions of recipients.
Medicare Insurance Basics
Types of Medicare Insurance| Medicare Type | Coverage | Other benefits | Premiums |
|---|---|---|---|
| Part A (Original) | Inpatient/ hospital | Nursing facilities, hospice care, some home health care | Most people don’t pay a monthly premium |
| Part B (Original) | Outpatient/ medical | Certain doctor’s services, medical supplies, preventive care | Everyone pays a monthly premium |
| Part C (Advantage Plan) | Everything from part A, B, and usually D | Most plans cover drug, dental, vision, and hearing | Offered from private insurance companies |
| Part D | Prescription drug | Many recommended shots and vaccines | Cost depends on which plan is chosen |
Who needs Medicare?
Most people qualify for Medicare at age 65, depending on employment history. Some are retired and some will still be working. In most cases, you must enroll. If you are already receiving Social Security, you will be enrolled automatically.
What type of Medicare should I get?
Most people should enroll in Medicare Part A. However, certain people choose to delay Part B enrollment, depending on the type of health coverage they already have. Discover which plan works best for you by talking to one of our agents.
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Prefer to talk? Call us at 855-COVER-99
Frequently Asked Questions
At InsurancePlans, we offer insurance plans of all kinds. This includes Medicare, health, life, auto, and home.
Each family has a very specific lifestyle and income. InsurancePlans instantly shops and compares rates for you to find the coverage that best fits your unique needs and budget.
We can help you find insurance plans of all kinds. We represent many top-rated insurance companies. You can be sure to find the plan that matches your unique need.
InsurancePlans is your one stop for medical coverage. The difference is that it’s our top priority to give you peace of mind that you and your family are protected.
InsurancePlans is not an insurance company. We shop some of the most trusted insurance companies on your behalf, making the process simple and convenient.
World Class Service
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It was fast and easy! I was becoming overwhelmed juggling so many insurance plan options. With InsurancePlans the agent put my mind at ease and made the whole process simple and quick. I feel so much better, and I KNOW I have found the best plan for me.
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I normally dread working with people over the phone, but I had a great experience from beginning to end. Everyone I spoke with was kind, knowledgeable, helpful, understanding, and a pleasure to talk to. It was all help and positivity. I was kept informed and updated throughout the process of finding the right insurance plan.
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Great rates, super simple. At first, I was concerned the rate I was given was inaccurate. I couldn’t believe it- the final rate was as quoted. The customer service was great and their follow up is amazing. I would highly recommend to anyone looking for insurance.